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RACV can assist with your home
insurance or home security
needs.
RACV Home Insurance
RACV Home Insurance can cover you for:
- Your home – building, fixtures, fences
and home improvements such as swimming pools or spas.
- Your contents – household goods, clothing,
personal items, furniture, furnishings and carpet, as specified
by you on application.
Features and benefits include:
- 24-Hour Over the Phone Claims Assistance
- New for Old Cover: we’ll repair or
replace an insured item as new if it's stolen, damaged or destroyed
by any incident detailed in our policy.
- Temporary Accommodation: should your home
become unlivable due to a defined incident, we will arrange
temporary accommodation.
- 24-Hour Over the Phone emergency advice
and assistance, with Aussie Assist.
- Pay by the Month: you can pay your insurance
premium over 12 months directly from your bank, credit union
or building society account or credit card.
- Your Choice of Excess: you can choose the
excess option that suits you. You can save on your annual premium
by opting for a higher excess. You have the choice of $100,
$200, $300, $500, $750 and $1000 excess options.
- Optional Portable Valuables Cover for personal
items - additional insurance to cover items anywhere in Australia.
- Optional Fusion Cover - this covers the
cost of repairing or replacing an electric motor (less than
10 years old) of a general contents item and/or an electric
motor that forms part of your home when it is damaged by fusion.
- Optional Accidental Damage Cover:
you’re covered for accidents around your home and contents.
A $300 excess applies to all Accidental Damage claims.
- Home Buildings examples: spilling something
on your floorboards and damaging them; or putting a hole
in your wall while moving furniture.
- Home Contents examples: accidental
damage to glassware, crystal crockery or china; or spilling
red wine on your carpet.
You can save up to 40%* on your RACV Home Contents
Insurance premium with an RACV Monitored Home Security System.
RACV Insurance also offers a range of other discounts.
* A saving of up to 40% applies compared to a home with no security
devices.
For great insurance tips online for renovators, builders, home
buyers and homeowners, visit our website.
To take out RACV Home Insurance 
or call 13 19 55.
RACV Insurance
RACV Sales and Marketing Pty Ltd ABN 11 005 258 702
Acting as agent for the underwriter Insurance Manufacturers
of Australia Pty Ltd ABN 93 004 208 084
RACV Home Security
RACV’s priority is to help home owners
stay safe and secure and maintain confidence and peace of mind
in the security of their home.
RACV 24-hour Monitored Home Security System
- The RACV 24-hour monitored home security
system ensures a quick response for medical, fire and other
emergencies
- Trained and licensed security patrol guards
and police-checked installers adhere to a strict RACV Code of
Conduct
- Optional handheld remote control allows
you to activate/de-activate alarms from outside the home and
can be used to signal an emergency
- Response team of security patrol van, duress
pendants, built in tamper/ fault detection device provide peace
of mind that your home is protected.
or call 13 27 56 or visit
our website for more info.
Security tips – when you’re at home
or away
Taking some common sense precautions
can ensure peace of mind that your home and belongings are protected,
when you’re at home or away. Check
out our virtual home security tour.
Before you go away
- Ask a neighbour or relative to bring in
the bin for you.
- Cancel subscriptions and newspaper deliveries.
- Ask a neighbour or relative to park their
car in your driveway.
- Notify your local police station that you
are going away. Give them your mobile number or another number
where they can contact you if necessary.
- Ask a neighbour or friend to collect your
mail. Don’t leave tools or garden implements outside for
the thief to break in to your home.
- Plug in a few timers for lights at different
points around the home. Then when the lounge room timer goes
off, the bedroom or kitchen light goes on, creating the illusion
of movement in your house.
- Mow the lawn and tidy around the outside
of the house before leaving.
- Trim bushes and shrubs so neighbours can
see your house.
- Hang some old clothes on the washing line.
- Install a monitored home security system.
Police no longer attend to triggered alarms unless there is
confirmation that an offence has taken place.
If you live alone
- Leave a pair of work boots or large runners
lying around the front or back entrances.
- Draw curtains or blinds at night so thieves
can’t get a ‘sneak preview’ of your contents.
- Use a remote handheld device to activate
your monitored home security system from outside or in an emergency.
When you’re working in the garden or backyard
- Don’t leave tools or garden implements
lying around
- Close the garage door so would-be burglars
can’t see what you have on offer
- Don’t leave empty boxes from new
purchases outside for collection – these are a giveaway
of brand new appliances in your home. Dispose of empty boxes
at the tip.
Fire prevention
- Install smoke alarms.
- Regularly check smoke alarms and vacuum
or dust around them.
- Ensure deadlocks are released when you’re
at home.
- Install a properly maintained fire extinguisher
and fire blanket.
- Prepare a home escape plan and practice
it.
- Connect the smoke alarm to a monitored home
security system so help is on its way without having to use
the telephone.
or call 13 27 56 or visit
our website for more info.
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